Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Social Security: Maximizing Benefits There are other ways to maximize Social Security benefits, in addition to waiting to claim them. Estimating the Cost of College This worksheet can help you estimate the costs of a four-year college program. A Bucket Plan to Go with Your Bucket List Longer, healthier living can put greater stress on retirement assets; the bucket approach may be one answer.