When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Retirement Traps to Avoid Beware of these traps that could upend your retirement. Asset Allocation Consider how your assets are allocated and if that allocation is consistent with your time frame and risk tolerance. Starting a Roth IRA for a Teen This early financial decision could prove helpful over time.